While lawyers and judges are the ultimate legal experts, of course, I believe that every citizen should take the time to learn a little about law for several reasons. First, it is important to know your rights, and knowing them can come in handy if anyone ever accuses you of a crime you didn't commit or threatens you legally in another other way. Second, learning about your local, state, and federal laws can help you act as a better citizen. When election time comes around, you can then truly understand ever change in law being proposed by a candidate and whether it benefits society or not. I plan to share posts about law topics explained in plain English on my new blog, so you can come back often to sharpen your legal knowledge!
It's pretty simple: you get hurt at work, and your employer's insurance carrier steps in and helps you out. Unfortunately, it doesn't always work that way. If you are encountering problems either with your employer or the workers' comp carrier it can mean that your ability to have your medical bills and partial salary paid is being impacted. If you are too hurt to work it only follows that your financial situation is worsening by the day. Read on to learn what you can do to get things righted and get the workers' comp benefits you deserve.
Did it happen at work? An allegation of an injury that was not work-related can crop up sometimes, particularly if you have a preexisting condition or you were injured away from the physical workplace. To get your claim back on track you will need to prove the circumstances of your injury by locating witnesses, video footage or by educating your supervisor. Many don't realize that the worsening of a preexisting condition does qualify you for workers' comp coverage. Proving that your work made your condition worse can be challenging, however.
Another problem is the location of the accident. No matter where you were when you got injured you will be covered as long as you were doing something work-related. That means that all of the following should be covered:
Are you dealing with a potentially permanent injury? Everyone hopes to recover and return to their job, but some types of injuries are slow to heal and never allow a worker to get back to work. Sometimes you may be looking at a catastrophic injury like a severe burn or amputation, or it might be a back injury that fails to heal properly. No matter what type of permanent injury you have, you may encounter some roadblocks along the way to getting what you deserve. Your workers' comp carrier should be offering you an enhanced level of benefits that may include the following.
1. A lump sum monetary payment
2. Rehabilitative training
3. Past and future medical expense coverage
4. A suitable job
Both of the above situations call for more support than you are likely getting from work or the carrier. Speak to a workers' compensation attorney about what you need to do to get the benefits you need.